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Credit Acceptance Corporation
$615.75 3.79% today
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Why Credit Acceptance Corporation (CACC) stock moved

Updated Jul 21, 2026

Credit Acceptance Corporation (CACC) shares fell 3.8% to $615.75 as of July 21, 2026, a moderate decline from the prior close of $640.00. BestStocks flagged the session as a material change for CACC. No single company-specific catalyst was confirmed during the move window. Below, we break down what changed for CACC, why it matters for investors, how the stock reacted, and the catalysts on the calendar.

What happened

CACC fell 3.8% to $615.75

CACC fell 3.8% in its latest session, moving from $640.00 to $615.75.

RiskWeak confidence
Rel. volume
1.1×
Normal
Vs peers
No comparable peers
Market cap
$6.4B
NASDAQ
Analyst target
$540
-12.3% vs price
Price chart
Jul 21
Not enough price data.
E earnings
F filing
A analyst
V/N other
click a marker to highlight
Change events — click to jump to details

What it means for Credit Acceptance Corporation investors

For Credit Acceptance Corporation investors, the recent signals are mixed, leaving the near-term picture neutral / mixed. On the constructive side: Credit Acceptance Corporation (CACC) moved +3.45% from $616.28 to $637.55 on July 16, 2026; CACC moved +0.01% from $657.12 to $657.20 on 2026-07-06. Weighing against that: Negative session, down 3.8%; CACC moved -2.73% from $646.58 to $628.96 on 2026-07-08. Wall Street's consensus price target sits at $540.00, implying -12.3% downside from $615.75. BestStocks rates the overall signal quality weak (0/100). With earnings roughly 9 days out, the next report is the most likely near-term test of the move.

CACC price reaction

CACC last traded at $615.75, down $24.25 (-3.79%) from the previous close of $640.00. The session traded on 1.1× average volume (normal), so participation was unremarkable.

Bullish and bearish analyst opinions on Credit Acceptance Corporation (CACC)

The consensus analyst price target on Credit Acceptance Corporation (CACC) is $540.00, 12.3% below the recent $615.75. Over the past 90 days analysts logged 0 upgrades, 2 maintains, and 0 downgrades. Here is how the bullish and bearish cases on CACC line up.

The bullish case

  • Credit Acceptance Corporation (CACC) moved +3.45% from $616.28 to $637.55 on July 16, 2026.
  • CACC moved +0.01% from $657.12 to $657.20 on 2026-07-06.
  • Positive price momentum.

The bearish case

  • The consensus analyst price target of $540.00 sits 12.3% below the recent $615.75, so the average target sees limited room to run.
  • The most bearish analyst target is $540.00 (-12.3%).
  • Negative session, down 3.8%.
  • CACC moved -2.73% from $646.58 to $628.96 on 2026-07-08.
Bull vs bear balanceNeutral / Mixed
BearishNeutralBullish

Weighing both sides, BestStocks' composite read of recent signals is roughly balanced, as the bull-versus-bear meter above shows. This is an educational summary of the bull and bear case, not investment advice.

Analyst price targets and ratings are FMP consensus figures as of Jul 21, 2026; other aggregators may differ. High and low targets show the range of estimates, not forecasts.

Analyst expectations
Consensus target: $540-12.3%
= 2 maintains
TD Cowen maintained Hold · 2026-07-07
SEC filings watch
No recent filings
Peer context
CACC-3.8%

Previous notable changes for CACC

Activity2026-07-16
Credit Acceptance Corporation (CACC) moved +3.45% from $616.28 to $637.55 on July 16, 2026. We checked news, earnings, analyst updates, SEC filings, and corporate actions — no company-specific catalyst was found. Volume remained near its 5-day average at 0.8x.
Risk2026-07-08
CACC moved -2.73% from $646.58 to $628.96 on 2026-07-08.
Activity2026-07-06
CACC moved +0.01% from $657.12 to $657.20 on 2026-07-06.
Activity2026-07-02via Yahoo Finance
CACC rose 0.68% to $663.13 intraday. The stock is trading near its analyst target price of $669, with a HOLD rating assigned by established sources.
Upcoming catalysts & outlook
Next earnings
2026-07-30 (est.)
in 9 days
Thesis shift
Neutral / Mixed
bearish signal
Risk level
High
from change events

Frequently asked questions about CACC

Why did Credit Acceptance Corporation (CACC) stock move?

CACC fell 3.8% to $615.75. No single company-specific catalyst was confirmed during the move window, and it looks technical.

How much did CACC stock fall?

CACC lost 3.79% ($24.25) versus the prior close of $640.00, last trading at $615.75 on 1.1× average volume.

When is Credit Acceptance Corporation's next earnings date?

CACC's next earnings report is estimated for 2026-07-30 — about 9 days away.

What is the analyst price target for CACC?

The consensus analyst price target for CACC is $540.00, about 12.3% below the current $615.75. Over the past 90 days, analysts recorded 0 upgrades, 2 maintains, and 0 downgrades.

How BestStocks tracks CACC

This page is generated automatically by BestStocks' change-detection system after its price and volume cleared CACC-specific materiality thresholds, triggering an evidence check. It draws on 7 tracked change events for CACC, cross-checked against the data sources listed below. Price, volume, and market-capitalization figures are the live intraday quote as of July 21, 2026 and refresh as new information is detected; for companies with multiple share classes, market-cap figures can differ by data source. Analyst price targets and ratings are FMP consensus. This is an educational summary of what changed and why — not personalized investment advice.

Data sources
FMP real-time & historical price dataSEC EDGAR filingsAnalyst ratings & price targets (FMP)Earnings calendar (FMP)
Educational research tool — not personalized investment advice. Data may be delayed.