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Fair Isaac Corporation
$704.55▼ 0.40% today
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Why Fair Isaac Corporation (FICO) stock moved

Updated Nov 8, 2026

Fair Isaac Corporation (FICO) shares fell 0.4% to $704.55 as of November 8, 2026, a slight decline from the prior close of $707.40. BestStocks flagged the session as a major change for FICO. The move is tied to a new SEC filing. Below, we break down what changed for FICO, why it matters for investors, how the stock reacted, and the catalysts on the calendar.

What happened

SEC Filing

Fair Isaac Corporation (FICO) filed its 10-K annual report on November 6, 2026, disclosing full-year financial and operational details. FICO is scheduled to report earnings on January 27, 2027, with consensus EPS estimate of $9.78.

This summary describes the catalyst and move as first detected on Nov 6, 2026, 4:48 PM EST; the stock has continued trading since, so the current price and percentage move (shown above) may be larger or smaller than the figures here.
FilingsLow confidence
Rel. volume
1.1×
Normal
Vs peers
—
No comparable peers
Market cap
$15.2B
New York Stock Exchange
Analyst target
$987
+40.0% vs price
Price chart
Oct 8 – Nov 6
FVEENNNNVNVNV$666$746$825Oct 8Oct 15Oct 23Oct 30Nov 6
E earnings
F filing
A analyst
V/N other
click a marker to highlight
Change events — click to jump to details

What it means for Fair Isaac Corporation investors

For Fair Isaac Corporation investors, the recent signals add up to a bearish shift. On the constructive side: Positive price momentum; Fair Isaac surged 9.94% to $651.38 after a Seeking Alpha article argued that a 75% decline in the stock would be enough, suggesting oversold conditions. Weighing against that: Material negative event; Negative session, down 0.4%. Wall Street's consensus price target sits at $986.50, implying +40.0% upside from $704.55. Over the past 90 days analysts logged 0 upgrades and 3 downgrades. BestStocks rates the overall signal quality low (44/100). With earnings roughly 80 days out, the next report is the most likely near-term test of the move.

FICO price reaction

FICO last traded at $704.55, down $2.85 (-0.40%) from the previous close of $707.40. The session traded on 1.1× average volume (normal), so participation was unremarkable. Over the past month the stock has ranged between $667.58 and $823.27, and it currently sits about 24% of the way up that band.

Bullish and bearish analyst opinions on Fair Isaac Corporation (FICO)

The consensus analyst price target on Fair Isaac Corporation (FICO) is $986.50, 40.0% above the recent $704.55. Over the past 90 days analysts logged 0 upgrades, 21 maintains, and 3 downgrades. Here is how the bullish and bearish cases on FICO line up.

The bullish case

  • Wall Street's consensus price target of $986.50 implies +40.0% upside from $704.55.
  • The Street's most bullish target is $1,675.00 (+137.7%).
  • Positive price momentum.
  • Fair Isaac surged 9.94% to $651.38 after a Seeking Alpha article argued that a 75% decline in the stock would be enough, suggesting oversold conditions.

The bearish case

  • The most bearish analyst target is $650.00 (-7.7%).
  • 3 analyst downgrades in the past 90 days, most recently RBC Capital to Sector Perform (2026-11-05).
  • Material negative event.
  • Negative session, down 0.4%.
  • Fair Isaac Corporation filed an 8-K today and reported earnings, prompting a 5.22% intraday decline to $664.44 from $701.03.
Bull vs bear balanceBearish Shift
BearishNeutralBullish

Weighing both sides, BestStocks' composite read of recent signals is bearish, as the bull-versus-bear meter above shows. This is an educational summary of the bull and bear case, not investment advice.

Analyst price targets and ratings are FMP consensus figures as of Nov 7, 2026; other aggregators may differ. High and low targets show the range of estimates, not forecasts.

Analyst expectations
Consensus target: $987+40.0%
= 21 maintains↓ 3 downgrades
RBC Capital downgraded to Sector Perform · 2026-11-05
SEC filings watch
10-K2026-11-06
Annual financial report
high
8-K2026-11-04
Material event — review for impact
high
8-K2026-10-06
Material event — review for impact
high
8-K2026-07-29
Material event — review for impact
high
Peer context
FICO-0.4%

Previous notable changes for FICO

Risk2026-11-05+0.9%
Fair Isaac Corporation filed an 8-K today and reported earnings, prompting a 5.22% intraday decline to $664.44 from $701.03. The specific content of the material event and earnings results that triggered the selloff are not yet detailed in available sources.
Material / Earnings2026-11-05+0.9%
Fair Isaac Corporation (FICO) moved +7.39% on November 5, 2026, after reporting Q4 FY2026 earnings that beat consensus. FICO reported non-GAAP diluted EPS of $11.10 versus the consensus estimate of $10.69 (+3.84% surprise) and revenue of $657.05 million versus $651.73 million expected. Scores segment revenue surged 33% year-over-year to $413.8 million, driven by higher mortgage-origination score unit pricing, while software platform ARR grew 72%. The company also added four major mortgage lenders to its Preferred Program for FICO Score usage.
Material / Earnings2026-11-04-3.2%
Fair Isaac Corporation (FICO) moved −5.09% from $738.60 to $701.03 on November 4, 2026, the same day it reported Q4 FY2026 EPS of $11.10, beating the consensus estimate of $10.69 by 3.84%. The decline occurred despite the earnings beat, driven by regulatory pressure on FICO's mortgage scoring monopoly and growing competition from VantageScore—an alternative credit model backed by Equifax, Experian, and TransUnion.
News2026-11-04-3.2%
FICO added four major mortgage lenders to its Preferred Program for FICO Score usage.
Upcoming catalysts & outlook
Next earnings
2027-01-27 (est.)
in 80 days
10-K Annual Report (est.)
2027-11-06
Medium impact
Thesis shift
Bearish Shift
bearish signal
Risk level
High
from change events

Frequently asked questions about FICO

Why did Fair Isaac Corporation (FICO) stock move?

FICO fell 0.4% to $704.55. The move is associated with a new SEC filing.

How much did FICO stock fall?

FICO lost 0.40% ($2.85) versus the prior close of $707.40, last trading at $704.55 on 1.1× average volume.

When is Fair Isaac Corporation's next earnings date?

FICO's next earnings report is estimated for 2027-01-27 — about 80 days away.

What is the analyst price target for FICO?

The consensus analyst price target for FICO is $986.50, about 40.0% above the current $704.55. Over the past 90 days, analysts recorded 0 upgrades, 21 maintains, and 3 downgrades.

How BestStocks tracks FICO

This page is generated automatically by BestStocks' change-detection system after a new SEC filing was detected and verified against independent data sources. It draws on 20 tracked change events for FICO, cross-checked against the data sources listed below. Price, volume, and market-capitalization figures are the live intraday quote as of November 8, 2026 and refresh as new information is detected; for companies with multiple share classes, market-cap figures can differ by data source. Analyst price targets and ratings are FMP consensus. This is an educational summary of what changed and why — not personalized investment advice.

Data sources
FMP real-time & historical price dataSEC EDGAR filingsFMP earnings & estimatesAnalyst ratings & price targets (FMP)Earnings calendar (FMP)
Educational research tool — not personalized investment advice. Data may be delayed.